CashX Loan Review: Application Process and Additional Information

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Curious about CashX reviews? Learn how to apply for a loan and access up to 50,000 LKR in funds! Explore the process and benefits today.

What is CashX?

CashX, an online lending platform, caters to the urgent cash requirements of Sri Lankan citizens by offering short-term loans. Whether you need swift financial assistance for routine expenses or encounter a more complex emergency, CashX Lanka ensures instant loans through their 100% online platform, regardless of your location. Similar to other online loan providers, CashX guarantees a prompt and dependable service accessible through both their website and mobile app, allowing you to conveniently apply for a loan from the comfort of your home.

How does CashX loan work?

With CashX loans, you can conveniently apply for financial assistance even while away from home or during a vacation in another city. Simply log in to your account via the CashX website ( or download the CashX app. For frequent users or those applying for the second time, it is recommended to use the CashX loan app for swift and easy access.

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Loan amounts of up to 50,000 LKR are available, and the interest rate may vary based on the loan amount and terms. To be eligible, applicants should be between the ages of 20-60, currently employed or possessing a stable income. Additionally, for verification purposes, a valid NIC or Driving License is required. If you meet these criteria, you can apply for a online loan Sri Lanka with CashX instantly.

How can I apply for a loan with CashX?

The application process for CashX loans is straightforward, and filling out the form takes only a few minutes. Follow these steps:

  1. Log in to your account on the CashX website ( or through the CashX app.
  2. Choose the desired loan amount.
  3. Call or complete the application form.
  4. Await the decision.
  5. Receive the funds in your bank account.

Ensure you have your NIC, Passport, or Driving License ready before initiating the application process, as it is necessary to verify your identity.

How much does CashX loan?

You have the flexibility to apply for a loan ranging from a minimum of 5,000 LKR to a maximum of 50,000 LKR with CashX. Opt for a convenient loan term spanning 10 to 30 days. The monthly interest rate varies between 15.8% and 18.1%, contingent on the loan amount. While the interest rate may be slightly higher compared to other online loan platforms, the short loan term ensures a lower overall settlement amount.

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As an enticing offer for new customers, CashX allows first-time applicants to secure their initial loan for free within just 15 minutes. It’s a great opportunity worth exploring!

For returning customers, consider a sample calculation to determine the final repayment amount – first online loan:

  • loan amount – 5,000 LKR
  • loan period – 10 days
  • Interest for 10 days – 750 LKR
  • Total Repayment Amount – 5,750 LKR

Ensuring timely settlement of your loan payments within the agreed period is a prudent practice to avoid incurring late fees.

Is CashX a legitimate service?

Certainly, CashX is a legitimate brand operated by AIS IT Consulting Services (Private) Limited. The company is duly incorporated and registered under the laws of Sri Lanka, holding the company registration no. PV00215063 granted by the Registrar General of Companies in Colombo, Sri Lanka. It is advisable to review the terms and conditions as well as the privacy policy on the website before selecting a loan provider.

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CashX User Feedback

Upon reviewing CashX, we observed a relatively equal distribution of negative and positive reviews. The positive feedback generally applauds the quick and reliable service, the professionalism of the agents, and overall satisfaction. Conversely, negative reviews predominantly focus on issues related to the app’s functionality. Numerous users reported experiencing “poor connection” notifications, despite having a robust internet connection. In summary, while many users have had a positive experience with CashX’s loan application process, some encountered technical difficulties with the app. It’s crucial to exercise personal judgment, recognizing that a negative experience for one user doesn’t necessarily imply a similar outcome for everyone.

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About Elijah Lucas 183 Articles
Elijah has done a Master in Computer Science. Elijah is a passionate blogger, technology lover, plays chess, is innovative, likes to express their views via the blog, and is a music lover. Elijah has been blogging since 2011 and has contributed several excellent articles to the internet.