Social Security: SSDI Benefits Are Available To Minor Children Of Disabled Parents

Benefits are available to minor children of Social Security Disability Insurance(SSDI) beneficiaries if you’re unsure if you or a member of your neighborhood is eligible.

Eligibility Criteria For SSDI Benefits

First and foremost, you must fulfill specific qualifying requirements to be eligible for SSDI payments as a dependent child. The child must not be wed. The child must be younger than 18, between 18 and 19 years old, enrolled full-time in school, or older than 18, suffering from a disability that began before age 22. A dependent child’s eligibility for benefits is determined by the Social Security earnings history of their disabled parent. A minor child is often entitled to as much as half of their parent’s recurring payment.

Amount Of SSDI Payments

However, the precise sum is determined by the parent’s history of lifetime earnings. The parent’s and the child’s monthly payments increase proportionately to the parent’s income. For instance, a dependent kid may receive $700 per month if a parent’s AIME is $3,000 and they receive an SSDI payment of roughly $1,400 each month. The youngster could receive $1,050 per month if the parent made twice as much, which would equal a disability payment of $2,100 per month. There is a limitation on monthly family payout, which should be noted. The perks will be split between any minor children who reside in the home.

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Kids Might Be Eligible For Survivor Benefits

When the dependent minor kid’s parent dies while receiving SSDI benefits or has accrued sufficient Social Security reimbursements to be eligible for benefits at the time of their death, the kid may be eligible for survivor’s payments. These benefits are limited to the family maximum and may not exceed 75 percent of the parent’s payments per month. The maximum family benefits guarantee that the total benefits provided every month do not exceed a specific threshold. The maximum family benefits is often equal to 150% of the monthly total check received by the disabled parent. The parent’s usual indexed monthly incomes, which are determined based on their financial history over several years, cannot, however, exceed 85% of this amount.

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